First Meeting is our Expense

There are times when it can prove difficult to establish your true financial needs.  You may want an expert to consider whether or not your finances are in order or to point out if you need to take some action.

Under our Wealth Architecture Program we are happy to offer the initial consultation at our expense and with no obligation upon you.

We know that you will enjoy the experience.

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Lifetime mortgages

Lifetime mortgages involve the taking out of a mortgage secured against the value of the home. There are no monthly repayments and interest is rolled up over the life of the loan and repaid upon leaving for long-term care or death, at which point the property is sold and the lender repaid. Interest can be fixed or capped. One aspect is that the loan can increase as interest is added over time to greater than the value of the property, although SHIP's member schemes offer a no-negative-equity guarantee.

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