Pensions & Retirement Planning
There is an old Chinese proverb that states “The best time to plant a tree is twenty years ago; the second best time is now.” This proverb could have been written about pension saving.
There is no doubt that the sooner you start contributing towards your retirement the better your retirement will be. More than any other form of savings, pensions benefit from significant tax breaks which will help your savings to grow quicker.
A PENSION IS A LONG TERM INVESTMENT THE FUND VALUE MAY FLUCTUATE AND CAN GO DOWN. YOUR EVENTUAL INCOME MAY DEPEND UPON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATES AND TAX LEGISLATIONS.
An Alternative Approach
Most advisers think that retirement planning means having a pension.
However, at Anand Associates, we believe in being more creative and transparent. You see, a pension plan is not the only way of producing future income and possibly not even the most appropriate. For example, tax relief on a pension is only really tax deferral.
We don't believe that anyone wants a pension - it's got connotations of being old and grey!
Or retirement planning, which has connotations of planning for the last phase in your life!
Instead, we believe that our clients want us to help them create Financial Independence - a point in time in their life where they can choose to work because they want to work rather than their current position of having to work.
Creating future passive income is key.
We have a wide range of practical and innovative solutions, along with genuine tax relief.
Call us on: 020 7486 5486 for a personalised discussion.
A pension is a long term investment. The fund value may fluctuate and can go down.
Your First Meeting is at our Expense
In this meeting we’ll help you get a better understanding of what financial issues you need to be considering.
We'll also simplify your financial future by busting through a lot of the jargon that exists in this profession.
And then we’ll quote a fixed price before moving to the next step, with no obligations.